Concepts
Risk Assessment
Risk levels, assessment status, and what the assessment includes
Assessment Status
| Status | Meaning | Action |
|---|---|---|
| PENDING | Assessment queued but not yet started | Ignore |
| PRELIMINARY | Partial assessment in progress | Ignore |
| ASSESSED | Assessment complete, risk level calculated | Process |
Only process webhooks where assessmentStatus = "ASSESSED".
Risk Levels
| Risk Level | Description |
|---|---|
| LOW | Minimal risk detected based on assessment rules |
| MEDIUM | Moderate risk factors present |
| HIGH | Significant risk factors identified |
| EXTREME | Maximum risk level - multiple serious risk factors |
| NO RISK DETECTED | No configured rules triggered for this customer - typically indicates a configuration issue |
Risk levels are determined by the client organisation's configured rules in VerifiMe. Different clients may have different thresholds and criteria.
Note on NO RISK DETECTED: This value indicates that none of the organisation's configured risk rules matched the customer. While the system defaults to a LOW underlying risk in this case, receiving NO RISK DETECTED in production usually signals a rules configuration error rather than a genuinely risk-free customer. Alert your VerifiMe account contact if you observe this value.
What Risk Assessment Includes
- Identity verification results (DVS, biometric, OCR)
- PEP (Politically Exposed Person) screening
- Sanctions list checking
- Adverse media screening
- Client organisation's custom risk rules